Built for Credit Unions, Members, Families and Communities
Corp-EFF Insurance is a regulated, value-driven organisation serving Credit Unions and their members across the Eastern Caribbean. The Company combines regional knowledge with practical insurance expertise in support of the co-operative movement.
Our portfolio includes Loan Protection, Life Savings, Family Bereavement, and Mortgage Protection Insurance, with each solution designed to address a distinct member or institutional need.
Our reinsurer, Lloyd's Syndicate, is reputable and rated "A+" by Standard & Poor's, "AA-" by Fitch, and "A" by A.M. Best.

Corp-EFF Insurance Company Limited
Head Office
13 Castle Street, Roseau
Commonwealth of Dominica
Regional insurance support with roots in the communities Credit Unions serve.
Protecting Members When They Need It Most
Our purpose is to help Credit Union members and their families preserve financial stability when unexpected events occur. By delivering dependable group protection, CICL contributes to resilient households and a sustainable co-operative movement.
Credit Union Focused
Our solutions reflect the group arrangements, member needs, and operational realities of the Credit Union sector.
Cooperative Purpose
The principle of people helping people guides how CICL balances affordability, service, and meaningful protection.
Regional Presence
Operations in Dominica and Grenada provide a regional foundation for responsive service to partners across the Eastern Caribbean.
Governance & Leadership
Corp-EFF Insurance is governed by the Insurance Act #4 of 2012 of the Commonwealth of Dominica, and the Grenada Insurance Act # 5 of 2010. The company is regulated by the Financial Services Unit in each territory it has operations. A nine-member Board of Directors provides governance oversight and is accountable to the company's shareholders.
Board of Directors

Mr. William B. Joseph

Mr. Gerald Fregiste

Ms. Retesha Smith-Boyd

Mr. Shannon Bedminister

Mr. Francis Paul

Mr. Mervyn Lord

Ms. Marie Louise Pierre-Louis

Mr. Rhomie Blanc

Ms. Nella Jules
Executive Management

Explore insurance solutions built for Credit Union communities.
CICL provides practical protection products for Credit Unions, members, families and communities across the Eastern Caribbean.
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