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Our Purpose

Why CICL

Coverage you can depend on.

Who We Are

Built for Credit Unions, Members, Families and Communities

Corp-EFF Insurance is a regulated, value-driven organisation serving Credit Unions and their members across the Eastern Caribbean. The Company combines regional knowledge with practical insurance expertise in support of the co-operative movement.

Our portfolio includes Loan Protection, Life Savings, Family Bereavement, and Mortgage Protection Insurance, with each solution designed to address a distinct member or institutional need.

Our reinsurer, Lloyd's Syndicate, is reputable and rated "A+" by Standard & Poor's, "AA-" by Fitch, and "A" by A.M. Best.

Aerial view of Roseau with a marker identifying the Corp-EFF Insurance Head Office

Corp-EFF Insurance Company Limited

Head Office

13 Castle Street, Roseau
Commonwealth of Dominica

Caribbean Identity

Regional insurance support with roots in the communities Credit Unions serve.

Our Purpose

Protecting Members When They Need It Most

Our purpose is to help Credit Union members and their families preserve financial stability when unexpected events occur. By delivering dependable group protection, CICL contributes to resilient households and a sustainable co-operative movement.

Credit Union Focused

Our solutions reflect the group arrangements, member needs, and operational realities of the Credit Union sector.

Cooperative Purpose

The principle of people helping people guides how CICL balances affordability, service, and meaningful protection.

Regional Presence

Operations in Dominica and Grenada provide a regional foundation for responsive service to partners across the Eastern Caribbean.

Governance

Governance & Leadership

Corp-EFF Insurance is governed by the Insurance Act #4 of 2012 of the Commonwealth of Dominica, and the Grenada Insurance Act # 5 of 2010. The company is regulated by the Financial Services Unit in each territory it has operations. A nine-member Board of Directors provides governance oversight and is accountable to the company's shareholders.

Governance

Board of Directors

Mr. William B. Joseph
Chairman

Mr. William B. Joseph

Mr. Gerald Fregiste
Deputy Chairman

Mr. Gerald Fregiste

Ms. Retesha Smith-Boyd
Secretary

Ms. Retesha Smith-Boyd

Mr. Shannon Bedminister
Treasurer

Mr. Shannon Bedminister

Mr. Francis Paul
Assistant Secretary/Treasurer

Mr. Francis Paul

Mr. Mervyn Lord
Director

Mr. Mervyn Lord

Ms. Marie Louise Pierre-Louis
Director

Ms. Marie Louise Pierre-Louis

Mr. Rhomie Blanc
Director

Mr. Rhomie Blanc

Ms. Nella Jules
Director

Ms. Nella Jules

Leadership

Executive Management

Corp-EFF Insurance Executive Management

Explore insurance solutions built for Credit Union communities.

CICL provides practical protection products for Credit Unions, members, families and communities across the Eastern Caribbean.

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