10+ Years Serving the Credit Union Ecosystem
Reinsurance support is provided by international reinsurance partners.
Protecting Credit Unions. Strengthening Communities.
Corp-EFF Insurance Company Ltd. is a regulated insurance company providing value-driven insurance solutions to Credit Unions and their members throughout Dominica, Grenada, and the Eastern Caribbean. Operating within the insurance regulatory frameworks of Dominica and Grenada, the Company is committed to supporting the cooperative movement and strengthening the financial security of the communities it serves.
CICL offers essential insurance products and services guided by the cooperative principle of people helping people. Reinsurance support is provided through Lloyd's Syndicate, SiriusPoint International Syndicate, and Hannover Re, helping to ensure the Company's capacity to meet its obligations to policyholders and maintain financial resilience in support of its members and partners.
With offices in Dominica and Grenada, CICL is committed to delivering quality, efficient, and responsive service across the Eastern Caribbean region.
What Sets Us Apart
Credit Union Focused
Insurance solutions designed specifically for Credit Unions and their members.
Backed by International Reinsurance Partners
Supported by Lloyd's Syndicate, SiriusPoint International Syndicate and Hannover Re.
Serving Families & Communities
Helping protect the people and communities that Credit Unions serve.
Insurance Solutions for Every Need
Flexible Hurricane Protection (FHP)
Provides automatic financial support following qualifying hurricane events. Structured coverage is available to individuals and families during the designated enrollment window.
Loan Protection Insurance (LPI)
Protects eligible loan balances in the event of death or total and permanent disability.
Life Savings Insurance (LSI)
Provides additional financial benefits to beneficiaries based on a member's insured savings.
Mortgage Protection Insurance (MPI)
Helps protect mortgage obligations and support home ownership security.
Family Bereavement Insurance (FBI)
Provides financial assistance to families during times of bereavement.
Mission, Vision & Core Values
Serving Credit Unions, members, families, and communities across the Eastern Caribbean.
Our Mission
To provide innovative, cost-effective insurance services to Partners throughout the Eastern Caribbean, ensuring customer satisfaction while generating reasonable returns for the long-term viability of the Company.
Our Vision
To become the choice provider of insurance services to Credit Unions throughout the OECS.
Core Values
- Respect
- Honesty and Integrity
- Efficiency, Service, Fairness and Excellence
- Collaboration and Teamwork
- Creativity and Accountability
- Leadership
Governance
Governed by a nine-member Board of Directors with varied backgrounds, representing the Credit Union movement across Dominica and Grenada. Regulated under the Insurance Acts of Dominica and Grenada.
"We endeavor to demonstrate our values in every interaction, from our client services to our hiring philosophy."
Choose the Right Product
LP
Loan Protection Insurance
LS
Life Savings Insurance
MPI
Mortgage Protection Insurance
FBI
Family Bereavement Insurance
FHP
Flexible Hurricane Protection
Resource Centre
FHP Enrollment Window
The annual Flexible Hurricane Protection enrollment window runs from March to May for eligible individuals and families.
Learn About FHPHurricane Season Notices
Hurricane Season Notice
Atlantic hurricane season runs from June through November. CICL encourages members and families to review their coverage and emergency plans.
Contact CICLClaims Advisories
Claims & Support Reminder
Claims support is available through participating Credit Unions, CICL's Dominica office, and the Grenada representative.
Claims & SupportResources
Resource Centre Launch
CICL's Resource Centre brings together product information, forms, notices, and educational materials for Credit Unions and members.
Browse ResourcesCommunity Partnerships
Supporting Credit Union Communities
CICL remains focused on supporting the cooperative movement and the families and communities served by Credit Unions.
Why CICLTools & Resources
Frequently Asked Questions
Find answers to common questions about FHP enrollment, claims processes, product eligibility, and policy terms.
Browse FAQsSubmit Feedback
Share your experience with CICL's services and products. Your feedback helps us maintain quality and improve service delivery.
Give FeedbackResources Centre
Access brochures, product guides, claim forms, enrollment forms, and marketing material for Credit Unions and members.
Visit Resource CentreContact Us
Corp-EFF Insurance Co. Ltd
Corp-EFF Insurance provides innovative, value-driven insurance solutions that protect individuals, families, businesses, and Credit Union members throughout Dominica, Grenada, and the Eastern Caribbean.
Our insurance solutions are backed by internationally recognised reinsurance partners, including Lloyd's Syndicate, SiriusPoint International Syndicate and Hannover Re.
Send Us an Enquiry
Complete the form below and a member of our team will respond as soon as possible during normal business hours.